Whether you're a first-time home buyer or a seasoned homeowner wanting to refinance or upgrade to a larger house, you can count on us to guide you along the right path. We offer various term mortgages, including 15, 20, and 30 year mortgage loans, with a variety of options and competitive rates, all designed to fit your individual needs. We also offer VA loans and are pleased to announce that we now offer FHA and NIFA loans! An FHA loan is a government mortgage that is insured by the Federal Housing Administration (FHA). A NIFA home loan is a fixed-rate mortgage available to first-time homebuyers.

Call us and compare before you commit to a mortgage loan with some other financial institution. You'll be glad you did.

Use this Mortgage Calculator to calculate payment. Note: Payment calculator does not include escrow for taxes and insurance. You must manually add in taxes and insurance for a payment total. For example: If the estimated taxes are $3,600/yr. and the estimated home owner's insurance is $800/yr., the monthly escrow would be $366.67/mo.

To start your home loan process or to check our current mortgage rates, call our Loan Department at 391-2224 and talk to Ed, our Mortgage Loan officer, Tiffany, VP of Lending, or simply click on the Residential Mortgage Application link below to download a mortgage application. Simply fill out your information and either mail it to us or bring it in person to the Credit Union for processing.

Please note: Do not e-mail your completed application to the credit union as e-mail is not a secure form of transmittal.

Download and print a Residential Mortgage Application


The application requires Adobe Acrobat to open. If you don't have Acrobat Reader, download it here.